Do you regularly review and adjust your goals as your life circumstances change?
Are you mindful of your spending, differentiating between needs and wants?
How much of your income do you allocate to savings or investments?
Are you aware of your current debt situation, including interest rates and repayment plans?
Have you assessed your risk tolerance when it comes to investments?
How regularly do you seek financial education and stay informed about personal finance matters?
Do you actively seek opportunities to increase your income, such as through career development or side hustles?
Do you have an emergency fund that can cover three to six months' worth of living expenses?